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Welcome to CreditsSource!

These Terms of Service (“Terms”) govern your access to and use of the website www.creditssource.com, its content, and services (collectively referred to as the “Services”).
By using our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please discontinue use of our website immediately.

1. Company Information

CreditsSource is a business credit facilitation and consulting company that helps importers, exporters, and trade businesses with credit limit services, supplier negotiations, and credit risk management solutions.

2. Acceptance of Terms

By accessing or using our website or services, you confirm that:

  • You are at least 18 years old and legally capable of entering into contracts.

  • You have read, understood, and agreed to these Terms.

  • You will use our website and services only for lawful purposes.

3. Services Offered

CreditsSource provides services including (but not limited to):

  • Credit limit approval and transfer facilitation

  • Supplier negotiation and trade consultancy

  • Sinosure or equivalent credit risk management representation

  • Global trade credit advisory

We reserve the right to modify or discontinue any service at any time without prior notice.

4. Use of Website and Restrictions

You agree not to:

  • Misuse or disrupt the website’s functionality.

  • Attempt to access data or systems without authorization.

  • Use the website for fraudulent, misleading, or unlawful purposes.

  • Copy, reproduce, or redistribute website content without written consent.

Any violation may result in the suspension or termination of access and potential legal action.

5. Client Responsibilities

Clients using CreditsSource’s services agree to:

  • Provide accurate and up-to-date company information.

  • Maintain confidentiality of login credentials (if applicable).

  • Comply with all applicable trade and financial regulations.

  • Accept that CreditsSource acts as a facilitator or intermediary and not as a financial institution or insurer.

6. Payment and Fees

All fees for CreditsSource’s services will be outlined in official quotations or contracts.
Payments must be made according to the agreed terms.
Failure to pay may result in service suspension or termination.

We do not store payment card details. All online payments are processed through secure third-party payment gateways.

7. Intellectual Property Rights

All materials on this website, including logos, graphics, text, and design elements, are the property of CreditsSource or its licensors.
You may not copy, modify, or distribute any part of our website without written permission.

8. Third-Party Services and Links

Our website may contain links to third-party sites or resources.
CreditsSource is not responsible for the content, accuracy, or availability of such third-party websites and disclaims all liability arising from their use.

9. Limitation of Liability

To the maximum extent permitted by law, CreditsSource shall not be liable for:

  • Any indirect, incidental, or consequential damages;

  • Loss of data, profits, or business opportunities;

  • Any issues arising from third-party suppliers, credit agencies, or insurers (including but not limited to Sinosure or similar entities).

Your use of the website and services is at your own risk.

10. Indemnification

You agree to indemnify and hold CreditsSource, its affiliates, employees, and representatives harmless from any claims, damages, losses, or expenses resulting from your violation of these Terms or misuse of our services.

11. Disclaimers

All services are provided “as is” and “as available.”
CreditsSource does not guarantee:

  • Continuous, error-free website operation.

  • Approval or increase of any credit limit.

  • Accuracy of third-party data or representations.

We make reasonable efforts to ensure quality and accuracy, but results depend on various external factors.

12. Data Protection and Privacy

Your use of our website and services is also governed by our Privacy Policy.
By using our website, you consent to the collection and use of your data as described therein.

13. Termination

We may suspend or terminate your access to our website or services at any time, with or without notice, if we believe you have violated these Terms or applicable laws.

Upon termination, all rights granted to you will cease immediately.

14. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of [Insert Applicable Jurisdiction — e.g., Hong Kong / Singapore / United Arab Emirates / United Kingdom], without regard to its conflict of law principles.

Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts located in the above jurisdiction.

15. Changes to These Terms

We may update these Terms from time to time.
The updated version will be posted on this page with a new “Last Updated” date.
Your continued use of the website after changes constitutes acceptance of the revised Terms.