At CreditsSource, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you visit our website, use our services, or interact with us in any way.
1. Information We Collect
We may collect the following types of information:
Personal Information:
Includes details you provide voluntarily such as your name, company name, email address, phone number, and any other information submitted through contact forms or service inquiries.
Business Information:
Details related to your organization, trade references, or financial data required for credit assessments or related services.
Automatically Collected Data:
When you visit our website, we automatically collect certain information such as your IP address, browser type, device information, operating system, referral URLs, and browsing behavior through cookies and analytics tools.
2. How We Use Your Information
We use your data to:
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Provide and manage our credit-related services.
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Process service requests or inquiries.
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Improve our website functionality and user experience.
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Communicate updates, offers, and relevant service information.
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Comply with legal, regulatory, and contractual obligations.
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Protect against fraudulent or unauthorized transactions.
3. Legal Basis for Processing (GDPR Compliance)
If you are located in the European Economic Area (EEA), our legal basis for collecting and using your personal information depends on the context in which it is collected.
We process your information when:
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You have given consent.
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It is necessary to perform a contract with you.
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It is required to comply with legal obligations.
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It is necessary for our legitimate business interests.
4. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to monitor activity on our website and improve your experience.
You can control cookies through your browser settings. However, disabling them may affect certain features or functionality.
5. Data Sharing and Disclosure
We do not sell your personal information.
We may share data only in the following cases:
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Service Providers: With trusted third parties who help us operate our business (e.g., IT services, analytics, or communication tools).
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Legal Obligations: If required by law or government authorities.
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Business Transfers: In case of a merger, acquisition, or sale of assets, your data may be transferred as part of the business transaction.
All third parties are bound by confidentiality and data protection obligations.
6. International Data Transfers
As a globally operating company, your information may be transferred to and processed in countries outside your own.
We ensure that such transfers are made with appropriate safeguards in compliance with applicable data protection laws.
7. Data Retention
We retain personal information only as long as necessary for the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
8. Data Security
We implement appropriate administrative, technical, and physical security measures to protect your data from unauthorized access, alteration, disclosure, or destruction.
However, no internet-based service is 100% secure, and we cannot guarantee absolute security.
9. Your Data Protection Rights
Depending on your location, you may have the following rights:
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Right to access your personal data.
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Right to correction (rectify inaccuracies).
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Right to deletion (“Right to be forgotten”).
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Right to restrict or object to processing.
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Right to data portability.
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Right to withdraw consent at any time.
To exercise these rights, please contact us at
info@creditssource.com.
10. Third-Party Links
Our website may contain links to third-party websites.
We are not responsible for the privacy practices, content, or policies of these websites. We encourage you to review their privacy policies separately.
11. Children’s Privacy
Our services are not intended for individuals under the age of 18.
We do not knowingly collect personal information from minors. If you believe a child has provided us with personal data, please contact us for removal.
12. Updates to This Policy
We may update this Privacy Policy periodically to reflect changes in our practices or for other operational, legal, or regulatory reasons.
All updates will be posted on this page with a revised “Last Updated” date.
13. Contact Us
If you have any questions or concerns regarding this Privacy Policy or our data practices, please contact us at:
CreditsSource
Email: info@creditssource.com
Address: Hong Kong